Best known for wellness-linked coverage. Here's who John Hancock fits, and how it stacks up against 40+ other A-rated carriers we quote.
Boston-based John Hancock, founded in 1862, pairs life insurance with its Vitality program, which can lower premiums for policyholders who track healthy habits.
Every carrier has an underwriting sweet spot. John Hancock is frequently competitive for shoppers prioritizing wellness-linked coverage, but the only way to know if it's your best option is to compare it against the rest of the market. Rates for the same applicant routinely vary 40% or more between A-rated insurers, and the carrier that's cheapest for your neighbor may not be cheapest for you.
Apply through an independent broker who can pre-shop your health profile. If John Hancock isn't the winner for your age and health class, we'll show you who is. Start with a free 60-second quote or read our guides on term vs. whole life and how much coverage you need.
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