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Independent Carrier Review

Banner Life Life Insurance Review

Best known for term life insurance. Here's who Banner Life fits, and how it stacks up against 40+ other A-rated carriers we quote.

About Banner Life

Banner Life, the U.S. arm of Legal & General, is consistently among the most price-competitive term life carriers in the country, with long level-term periods and generous conversion options.

Who Banner Life tends to fit

Every carrier has an underwriting sweet spot. Banner Life is frequently competitive for shoppers prioritizing term life insurance, but the only way to know if it's your best option is to compare it against the rest of the market. Rates for the same applicant routinely vary 40% or more between A-rated insurers, and the carrier that's cheapest for your neighbor may not be cheapest for you.

How we're different: we don't work for Banner Life or any other carrier. As an independent brokerage, we quote Banner Life alongside 40+ competitors and show you the comparison, with no incentive to push one over another.

How to get Banner Life's best rate

Apply through an independent broker who can pre-shop your health profile. If Banner Life isn't the winner for your age and health class, we'll show you who is. Start with a free 60-second quote or read our guides on term vs. whole life and how much coverage you need.

Other carriers we compare

Protective Life · Pacific Life · Mutual of Omaha · Transamerica · Corebridge Financial · Prudential · See all carriers

Valor Family Insurance is not affiliated with, endorsed by, or sponsored by Banner Life. Trademarks belong to their owners and are used for identification only. Product availability, features, and financial strength ratings change; confirm current details with your advisor.

See Banner Life rates next to 40+ competitors.

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