Best known for dividend-paying whole life. Here's who Ameritas fits, and how it stacks up against 40+ other A-rated carriers we quote.
Founded in 1887, Ameritas is a mutual-based organization offering dividend-paying whole life and low-cost term with strong conversion privileges.
Every carrier has an underwriting sweet spot. Ameritas is frequently competitive for shoppers prioritizing dividend-paying whole life, but the only way to know if it's your best option is to compare it against the rest of the market. Rates for the same applicant routinely vary 40% or more between A-rated insurers, and the carrier that's cheapest for your neighbor may not be cheapest for you.
Apply through an independent broker who can pre-shop your health profile. If Ameritas isn't the winner for your age and health class, we'll show you who is. Start with a free 60-second quote or read our guides on term vs. whole life and how much coverage you need.
Banner Life · Protective Life · Pacific Life · Mutual of Omaha · Transamerica · Corebridge Financial · See all carriers
Valor Family Insurance is not affiliated with, endorsed by, or sponsored by Ameritas. Trademarks belong to their owners and are used for identification only. Product availability, features, and financial strength ratings change; confirm current details with your advisor.
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